Spend identifies every recurring charge in your bank data, flags price increases, and gives you step-by-step instructions to save money — without connecting your bank account.
Three steps. No bank logins. No waiting.
Export a CSV from your banking app — Monzo, Starling, Lloyds, Barclays, and six more. Takes about 30 seconds.
Spend scans for recurring charges, normalises merchant names, and flags any services that quietly raised their prices.
Get specific steps: when to cancel and rejoin, what to say to retention teams, and cheaper alternatives that do the same job.
Most apps stop at showing you your subscriptions. We tell you what to do about them.
Finds recurring charges using merchant name normalisation and cadence analysis — catches the ones buried in your statement.
Flags any service that increased your charge by more than 5% at any point. Netflix, Adobe, and Sky are frequent offenders.
New customer rates are real and most services have them. We tell you exactly when the cooling-off period ends and what to do.
Already paying for YouTube Premium? You have YouTube Music. We cross-reference your subscriptions and flag the duplicates.
Grammarly → LanguageTool. Photoshop → Canva. Dropbox → OneDrive you already have. Same job, less money.
Your CSV is parsed in your browser. The raw file never leaves your device. Only the transaction list is saved to your account.
Start free. Upgrade when it makes sense.
Pro
Family
Export a CSV from your banking app. Upload it here. See exactly what you're paying for.
Upload your statement